AI Income Risk · Real Estate

Zuidoost-Zuid-Holland

ProofIndex score 42/100 (Moderate Risk) · medium confidence

ProofIndex score: 42/100 — Moderate Risk risk.

Scoring period 2026-Q2 · medium data confidence

Zuidoost-Zuid-Holland (Netherlands) shows moderate exposure in ProofIndex’s scoring, with a ProofIndex score of 42/100 (Moderate Risk). The biggest contributor is income concentration. This measures how concentrated local income is in higher-paid, AI-exposed work.

Key risk drivers

Resilience Factors — 92/100
Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.
Income Concentration — 73/100
How concentrated local income is in higher-paid, AI-exposed work.
Employment Vulnerability — 39/100
How exposed local jobs are to AI automation, based on the area’s occupation mix.
Housing Leverage — 35/100
How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.

Where this score comes from

Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.

Employment Vulnerability — CBS + ProofIndex model
Derived Dutch sub-regional proxy · Proxy · COROP · vintage 2024-2025. Derived from province-level official data and local adjustment factors.
Income Concentration — CBS + ProofIndex model
Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.
Housing Leverage — CBS + ProofIndex model
Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.
Rental Market Exposure — CBS + ProofIndex model
Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.
Resilience Factors — CBS + ProofIndex model
Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.

Frequently asked questions

Is Zuidoost-Zuid-Holland at risk from AI job losses?

Zuidoost-Zuid-Holland has moderate exposure and sits near the middle of the covered Netherlands markets. It scores 42/100 (Moderate Risk) overall, and 39/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base comes from work that AI is changing.

How exposed is the Zuidoost-Zuid-Holland housing market to AI automation?

Zuidoost-Zuid-Holland scores 42/100 (Moderate Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is income concentration at 73/100. This measures how concentrated local income is in higher-paid, AI-exposed work. Housing leverage scores 35/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 92/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within Netherlands, so this compares Zuidoost-Zuid-Holland with other Netherlands markets. It cannot be compared directly with markets abroad.

Why is Zuidoost-Zuid-Holland rated Moderate Risk?

Moderate Risk is the risk tier ProofIndex assigns to a composite score of 42/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Zuidoost-Zuid-Holland the risk pillars rank income concentration 73/100, employment vulnerability 39/100, housing leverage 35/100. Confidence in the underlying data for this area is medium.

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