AI Income Risk · Real Estate
Het Gooi en Vechtstreek
ProofIndex score 87/100 (Critical) · medium confidence
ProofIndex score: 87/100 — Critical risk.
Scoring period 2026-Q2 · medium confidence in the underlying data
Het Gooi en Vechtstreek (Netherlands) ranks among the higher-risk markets ProofIndex tracks, with a ProofIndex score of 87/100 (Critical). The biggest contributor is employment vulnerability — how exposed local jobs are to AI automation, based on the area’s occupation mix.
Key risk drivers
- Employment Vulnerability — 100/100
- How exposed local jobs are to AI automation, based on the area’s occupation mix.
- Income Concentration — 100/100
- How concentrated local income is in higher-paid, AI-exposed work.
- Housing Leverage — 94/100
- How leveraged local mortgage borrowers are — loan-to-value, debt-to-income, and price-to-income.
- Resilience Factors — 78/100
- Local economic cushioning — savings, benefits, and job diversity that absorb an income shock.
Where this score comes from
Every ProofIndex pillar is computed from published statistics. These are the sources behind this area's score, with the vintage of each and the limitation we know about it.
- Employment Vulnerability — CBS + ProofIndex model
- Derived Dutch sub-regional proxy · Proxy · COROP · vintage 2024-2025. Derived from province-level official data and local adjustment factors.
- Income Concentration — CBS + ProofIndex model
- Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.
- Housing Leverage — CBS + ProofIndex model
- Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.
- Rental Market Exposure — CBS + ProofIndex model
- Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.
- Resilience Factors — CBS + ProofIndex model
- Dutch COROP estimates · Derived · COROP · vintage 2024-2025. Uses official CBS series with ProofIndex transformations where direct COROP indicators are incomplete.
Frequently asked questions
Is Het Gooi en Vechtstreek at risk from AI job losses?
Relative to other Netherlands markets, yes — Het Gooi en Vechtstreek ranks among the higher-risk markets ProofIndex tracks. It scores 87/100 (Critical) overall, and 100/100 on employment vulnerability — how much of the local occupation mix overlaps with work today’s AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base sits in work that AI is changing.
How exposed is the Het Gooi en Vechtstreek housing market to AI automation?
Het Gooi en Vechtstreek scores 87/100 (Critical) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest single contributor is employment vulnerability at 100/100 — how exposed local jobs are to AI automation, based on the area’s occupation mix. Housing leverage — loan-to-value, debt-to-income, and price-to-income among local borrowers — scores 94/100. Local resilience — savings, benefits, and job diversity that absorb an income shock — scores 78/100 and pulls the composite down. Scores are normalized 0–100 within Netherlands, so this ranks Het Gooi en Vechtstreek against other Netherlands markets rather than against markets abroad.
Why is Het Gooi en Vechtstreek rated Critical?
Critical is the risk tier ProofIndex assigns to a composite score of 87/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Het Gooi en Vechtstreek the risk pillars rank employment vulnerability 100/100, income concentration 100/100, housing leverage 94/100. Confidence in the underlying data for this area is medium.
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Other Netherlands markets
- Agglomeratie Haarlem — 94/100
- Agglomeratie Leiden en Bollenstreek — 86/100
- Utrecht — 78/100
- Utrecht — 78/100
- Veluwe — 78/100
- Delft en Westland — 78/100