AI Income Risk · Real Estate

Zeeland

ProofIndex score 31/100 (Low Risk) · medium confidence

ProofIndex score: 31/100 — Low Risk risk.

Scoring period 2026-Q2 · medium data confidence

Zeeland (Netherlands) is relatively insulated in ProofIndex’s scoring, with a ProofIndex score of 31/100 (Low Risk). The biggest contributor is income concentration. This measures how concentrated local income is in higher-paid, AI-exposed work.

Key risk drivers

Income Concentration — 25/100
How concentrated local income is in higher-paid, AI-exposed work.
Employment Vulnerability — 22/100
How exposed local jobs are to AI automation, based on the area’s occupation mix.
Housing Leverage — 12/100
How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.
Resilience Factors — 6/100
Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.

Where this score comes from

Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.

Employment Vulnerability — CBS — Statistics Netherlands
Dutch occupation classification · Official statistics · Province · vintage 2024. Direct province-level occupation data; COROP areas may inherit adjusted province mix.
Income Concentration — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.
Housing Leverage — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.
Rental Market Exposure — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.
Resilience Factors — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.

Frequently asked questions

Is Zeeland at risk from AI job losses?

Zeeland has less exposure than most covered Netherlands markets. It scores 31/100 (Low Risk) overall, and 22/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base comes from work that AI is changing.

How exposed is the Zeeland housing market to AI automation?

Zeeland scores 31/100 (Low Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is income concentration at 25/100. This measures how concentrated local income is in higher-paid, AI-exposed work. Housing leverage scores 12/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 6/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within Netherlands, so this compares Zeeland with other Netherlands markets. It cannot be compared directly with markets abroad.

Why is Zeeland rated Low Risk?

Low Risk is the risk tier ProofIndex assigns to a composite score of 31/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Zeeland the risk pillars rank income concentration 25/100, employment vulnerability 22/100, housing leverage 12/100. Confidence in the underlying data for this area is medium.

See the full Zeeland report

Full pillar breakdowns, peer benchmarking, and data sources with confidence ratings.

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