AI Income Risk · Real Estate

Overijssel

ProofIndex score 47/100 (Moderate Risk) · medium confidence

ProofIndex score: 47/100 — Moderate Risk risk.

Scoring period 2026-Q2 · medium data confidence

Overijssel (Netherlands) shows moderate exposure in ProofIndex’s scoring, with a ProofIndex score of 47/100 (Moderate Risk). The biggest contributor is employment vulnerability. This measures how exposed local jobs are to AI automation, based on the area’s occupation mix.

Key risk drivers

Employment Vulnerability — 47/100
How exposed local jobs are to AI automation, based on the area’s occupation mix.
Income Concentration — 47/100
How concentrated local income is in higher-paid, AI-exposed work.
Housing Leverage — 37/100
How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.
Resilience Factors — 35/100
Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.

Where this score comes from

Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.

Employment Vulnerability — CBS — Statistics Netherlands
Dutch occupation classification · Official statistics · Province · vintage 2024. Direct province-level occupation data; COROP areas may inherit adjusted province mix.
Income Concentration — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.
Housing Leverage — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.
Rental Market Exposure — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.
Resilience Factors — CBS — Statistics Netherlands
Dutch official regional statistics · Official statistics · Province / COROP · vintage 2024-2025. Official national statistics; COROP-level values may combine direct series with derived regional ratios.

Frequently asked questions

Is Overijssel at risk from AI job losses?

Overijssel has moderate exposure and sits near the middle of the covered Netherlands markets. It scores 47/100 (Moderate Risk) overall, and 47/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base comes from work that AI is changing.

How exposed is the Overijssel housing market to AI automation?

Overijssel scores 47/100 (Moderate Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is employment vulnerability at 47/100. This measures how exposed local jobs are to AI automation, based on the area’s occupation mix. Housing leverage scores 37/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 35/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within Netherlands, so this compares Overijssel with other Netherlands markets. It cannot be compared directly with markets abroad.

Why is Overijssel rated Moderate Risk?

Moderate Risk is the risk tier ProofIndex assigns to a composite score of 47/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Overijssel the risk pillars rank employment vulnerability 47/100, income concentration 47/100, housing leverage 37/100. Confidence in the underlying data for this area is medium.

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