AI Income Risk · Real Estate

Ústí nad Orlicí

ProofIndex score 59/100 (Moderate Risk) · medium confidence

ProofIndex score: 59/100 (Moderate Risk risk).

Moderate Risk is this area's band among covered Czech Republic markets, not an expected outcome. Confidence (medium) describes how complete and direct the input data is, not how accurate a prediction would be.

Scoring period 2026-Q3 · medium data confidence

Ústí nad Orlicí (Czech Republic) shows moderate exposure in ProofIndex’s scoring, with a ProofIndex score of 59/100 (Moderate Risk). The biggest contributor is employment vulnerability. This measures how exposed local jobs are to AI automation, based on the area’s occupation mix.

Key risk drivers

Employment Vulnerability: 76/100
How exposed local jobs are to AI automation, based on the area’s occupation mix.
Income Concentration: 70/100
How concentrated local income is in higher-paid, AI-exposed work.
Resilience Factors: 45/100
Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.
Housing Leverage: 25/100
How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.

Where this score comes from

Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.

Employment Vulnerability: MPSV — Ministry of Labour and Social Affairs
Labour market portal indicators · Derived · District · vintage Apr 2026. Official labor-market signal; when used for occupation mix it acts as an adjustment factor rather than direct occupation data.
Income Concentration: MPSV + ProofIndex model
Derived labor-market adjustment · Derived · District · vintage Apr 2026. District values are derived from official labor-market tightness and unemployment rather than direct occupation microdata.
Housing Leverage: MPSV + Valuo + ProofIndex model
Derived district housing and vacancy signal · Derived · District · vintage Apr 2026. District housing values combine market property prices with official MPSV unemployment and job-vacancy tightness; vacancy pressure is a labor-market-derived proxy, not direct rental vacancy microdata.
Rental Market Exposure: MPSV + Valuo + ProofIndex model
Derived district housing and vacancy signal · Derived · District · vintage Apr 2026. District housing values combine market property prices with official MPSV unemployment and job-vacancy tightness; vacancy pressure is a labor-market-derived proxy, not direct rental vacancy microdata.
Resilience Factors: MPSV + ProofIndex model
Derived labor-market adjustment · Derived · District · vintage Apr 2026. District values are derived from official labor-market tightness and unemployment rather than direct occupation microdata.

Frequently asked questions

Is Ústí nad Orlicí at risk from AI job losses?

ProofIndex does not forecast job losses. It measures how exposed local incomes are: a higher score means more of the local wage base comes from work that AI is changing. On that measure, Ústí nad Orlicí sits near the middle of the covered Czech Republic markets. It scores 59/100 (Moderate Risk) overall, and 76/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do.

How exposed is the Ústí nad Orlicí housing market to AI automation?

Ústí nad Orlicí scores 59/100 (Moderate Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is employment vulnerability at 76/100. This measures how exposed local jobs are to AI automation, based on the area’s occupation mix. Housing leverage scores 25/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 45/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within Czech Republic, so this compares Ústí nad Orlicí with other Czech Republic markets. It cannot be compared directly with markets abroad.

Why is Ústí nad Orlicí rated Moderate Risk?

Moderate Risk is the risk tier ProofIndex assigns to a composite score of 59/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Ústí nad Orlicí the risk pillars rank employment vulnerability 76/100, income concentration 70/100, housing leverage 25/100. Confidence in the underlying data for this area is medium.

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