AI Income Risk · Real Estate

Jihomoravský kraj

ProofIndex score 78/100 (High Risk) · medium confidence

ProofIndex score: 78/100 — High Risk risk.

Scoring period 2026-Q2 · medium data confidence

Jihomoravský kraj (Czech Republic) ranks among the higher-risk markets covered by ProofIndex, with a ProofIndex score of 78/100 (High Risk). The biggest contributor is income concentration. This measures how concentrated local income is in higher-paid, AI-exposed work.

Key risk drivers

Resilience Factors — 96/100
Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.
Income Concentration — 93/100
How concentrated local income is in higher-paid, AI-exposed work.
Employment Vulnerability — 91/100
How exposed local jobs are to AI automation, based on the area’s occupation mix.
Housing Leverage — 89/100
How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.

Where this score comes from

Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.

Employment Vulnerability — ČSÚ — VŠPS
Labour Force Survey occupation mix · Official statistics · Regional · vintage 2024. Occupation mix is direct at regional level; smaller districts may inherit and adjust regional structure.
Income Concentration — ČSÚ — Czech Statistical Office
Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.
Housing Leverage — ČSÚ — Czech Statistical Office
Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.
Rental Market Exposure — ČSÚ — Czech Statistical Office
Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.
Resilience Factors — ČSÚ — Czech Statistical Office
Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.

Frequently asked questions

Is Jihomoravský kraj at risk from AI job losses?

Yes. Jihomoravský kraj ranks among the higher-risk Czech Republic markets covered by ProofIndex. It scores 78/100 (High Risk) overall, and 91/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base comes from work that AI is changing.

How exposed is the Jihomoravský kraj housing market to AI automation?

Jihomoravský kraj scores 78/100 (High Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is income concentration at 93/100. This measures how concentrated local income is in higher-paid, AI-exposed work. Housing leverage scores 89/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 96/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within Czech Republic, so this compares Jihomoravský kraj with other Czech Republic markets. It cannot be compared directly with markets abroad.

Why is Jihomoravský kraj rated High Risk?

High Risk is the risk tier ProofIndex assigns to a composite score of 78/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Jihomoravský kraj the risk pillars rank income concentration 93/100, employment vulnerability 91/100, housing leverage 89/100. Confidence in the underlying data for this area is medium.

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