AI Income Risk · Real Estate
Ústecký kraj
ProofIndex score 23/100 (Low Risk) · medium confidence
ProofIndex score: 23/100 — Low Risk risk.
Scoring period 2026-Q2 · medium confidence in the underlying data
Ústecký kraj (Czech Republic) is relatively insulated in ProofIndex’s scoring, with a ProofIndex score of 23/100 (Low Risk). The biggest contributor is income concentration — how concentrated local income is in higher-paid, AI-exposed work.
Key risk drivers
- Resilience Factors — 22/100
- Local economic cushioning — savings, benefits, and job diversity that absorb an income shock.
- Income Concentration — 15/100
- How concentrated local income is in higher-paid, AI-exposed work.
- Employment Vulnerability — 13/100
- How exposed local jobs are to AI automation, based on the area’s occupation mix.
- Housing Leverage — 10/100
- How leveraged local mortgage borrowers are — loan-to-value, debt-to-income, and price-to-income.
Where this score comes from
Every ProofIndex pillar is computed from published statistics. These are the sources behind this area's score, with the vintage of each and the limitation we know about it.
- Employment Vulnerability — ČSÚ — VŠPS
- Labour Force Survey occupation mix · Official statistics · Regional · vintage 2024. Occupation mix is direct at regional level; smaller districts may inherit and adjust regional structure.
- Income Concentration — ČSÚ — Czech Statistical Office
- Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.
- Housing Leverage — ČSÚ — Czech Statistical Office
- Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.
- Rental Market Exposure — ČSÚ — Czech Statistical Office
- Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.
- Resilience Factors — ČSÚ — Czech Statistical Office
- Czech statistical indicators · Official statistics · Regional / district · vintage 2024-2025. Official regional data; some district-level housing inputs are modelled from available market and labor indicators.
Frequently asked questions
Is Ústecký kraj at risk from AI job losses?
Less than most — Ústecký kraj is relatively insulated among the Czech Republic markets ProofIndex tracks. It scores 23/100 (Low Risk) overall, and 13/100 on employment vulnerability — how much of the local occupation mix overlaps with work today’s AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base sits in work that AI is changing.
How exposed is the Ústecký kraj housing market to AI automation?
Ústecký kraj scores 23/100 (Low Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest single contributor is income concentration at 15/100 — how concentrated local income is in higher-paid, AI-exposed work. Housing leverage — loan-to-value, debt-to-income, and price-to-income among local borrowers — scores 10/100. Local resilience — savings, benefits, and job diversity that absorb an income shock — scores 22/100 and pulls the composite down. Scores are normalized 0–100 within Czech Republic, so this ranks Ústecký kraj against other Czech Republic markets rather than against markets abroad.
Why is Ústecký kraj rated Low Risk?
Low Risk is the risk tier ProofIndex assigns to a composite score of 23/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Ústecký kraj the risk pillars rank income concentration 15/100, employment vulnerability 13/100, housing leverage 10/100. Confidence in the underlying data for this area is medium.
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Other Czech Republic markets
- Hlavní město Praha — 86/100
- Praha-západ — 82/100
- Praha-východ — 81/100
- Brno-venkov — 80/100
- Brno-město — 78/100
- Jihomoravský kraj — 78/100