AI Income Risk · Real Estate

Ostrava-město

ProofIndex score 39/100 (Low Risk) · medium confidence

ProofIndex score: 39/100 — Low Risk risk.

Scoring period 2026-Q2 · medium data confidence

Ostrava-město (Czech Republic) is relatively insulated in ProofIndex’s scoring, with a ProofIndex score of 39/100 (Low Risk). The biggest contributor is housing leverage. This measures how leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.

Key risk drivers

Resilience Factors — 88/100
Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.
Housing Leverage — 70/100
How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.
Employment Vulnerability — 39/100
How exposed local jobs are to AI automation, based on the area’s occupation mix.
Income Concentration — 24/100
How concentrated local income is in higher-paid, AI-exposed work.

Where this score comes from

Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.

Employment Vulnerability — MPSV — Ministry of Labour and Social Affairs
Labour market portal indicators · Derived · District · vintage Apr 2026. Official labor-market signal; when used for occupation mix it acts as an adjustment factor rather than direct occupation data.
Income Concentration — MPSV + ProofIndex model
Derived labor-market adjustment · Derived · District · vintage Apr 2026. District values are derived from official labor-market tightness and unemployment rather than direct occupation microdata.
Housing Leverage — MPSV + ProofIndex model
Derived labor-market adjustment · Derived · District · vintage Apr 2026. District values are derived from official labor-market tightness and unemployment rather than direct occupation microdata.
Rental Market Exposure — MPSV + ProofIndex model
Derived labor-market adjustment · Derived · District · vintage Apr 2026. District values are derived from official labor-market tightness and unemployment rather than direct occupation microdata.
Resilience Factors — MPSV + ProofIndex model
Derived labor-market adjustment · Derived · District · vintage Apr 2026. District values are derived from official labor-market tightness and unemployment rather than direct occupation microdata.

Frequently asked questions

Is Ostrava-město at risk from AI job losses?

Ostrava-město has less exposure than most covered Czech Republic markets. It scores 39/100 (Low Risk) overall, and 39/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base comes from work that AI is changing.

How exposed is the Ostrava-město housing market to AI automation?

Ostrava-město scores 39/100 (Low Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is housing leverage at 70/100. This measures how leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income. Housing leverage scores 70/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 88/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within Czech Republic, so this compares Ostrava-město with other Czech Republic markets. It cannot be compared directly with markets abroad.

Why is Ostrava-město rated Low Risk?

Low Risk is the risk tier ProofIndex assigns to a composite score of 39/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Ostrava-město the risk pillars rank housing leverage 70/100, employment vulnerability 39/100, income concentration 24/100. Confidence in the underlying data for this area is medium.

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