AI Income Risk · Real Estate

Kenosha, WI

ProofIndex score 62/100 (High Risk) · medium confidence

ProofIndex score: 62/100 (High Risk risk).

High Risk is this area's band among covered United States markets, not an expected outcome. Confidence (medium) describes how complete and direct the input data is, not how accurate a prediction would be.

Scoring period 2026-Q3 · medium data confidence

Kenosha, WI (United States) ranks among the higher-risk markets covered by ProofIndex, with a ProofIndex score of 62/100 (High Risk). The biggest contributor is housing leverage. This measures how leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.

Key risk drivers

Housing Leverage: 94/100
How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.
Income Concentration: 66/100
How concentrated local income is in higher-paid, AI-exposed work.
Resilience Factors: 54/100
Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.
Employment Vulnerability: 43/100
How exposed local jobs are to AI automation, based on the area’s occupation mix.

Where this score comes from

Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.

Modeled EVI limitation: US Employment Vulnerability (EVI) is modeled, not directly measured. It is inferred from ACS sector and education patterns rather than direct BLS OEWS occupation employment. Because EVI contributes 35% of the score, treat this component as directional.

Employment Vulnerability: US Census Bureau + ProofIndex model
Derived ACS MSA occupation proxy · Proxy · MSA · vintage 2020-2024 ACS 5-year. MSA occupation exposure is inferred from local education and parent-state sector mix.
Income Concentration: US Census Bureau — ACS 5-year
ACS MSA indicators · Official statistics · MSA · vintage 2020-2024 ACS 5-year. Official survey data at metro level; occupation exposure still uses derived sector/education mapping.
Housing Leverage: Zillow Research + FHFA + BLS LAUS + ProofIndex model
US state housing fallback with LAUS vacancy pressure · Proxy · State fallback · vintage ACS 2020-2024; FHFA/Zillow/BLS through 2026. Fallback used where metro housing values are unavailable; vacancy pressure uses parent-state labor and price momentum as a directional proxy.
Rental Market Exposure: Zillow Research + FHFA + BLS LAUS + ProofIndex model
US state housing fallback with LAUS vacancy pressure · Proxy · State fallback · vintage ACS 2020-2024; FHFA/Zillow/BLS through 2026. Fallback used where metro housing values are unavailable; vacancy pressure uses parent-state labor and price momentum as a directional proxy.
Resilience Factors: US Department of Labor ETA + ProofIndex model
US metro resilience estimate · Derived · MSA · vintage 2026. Derived from state-level safety-net parameters and metro labor-market characteristics.

Frequently asked questions

Is Kenosha, WI at risk from AI job losses?

ProofIndex does not forecast job losses. It measures how exposed local incomes are: a higher score means more of the local wage base comes from work that AI is changing. On that measure, Kenosha, WI ranks among the more exposed United States markets. It scores 62/100 (High Risk) overall, and 43/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do.

How exposed is the Kenosha, WI housing market to AI automation?

Kenosha, WI scores 62/100 (High Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is housing leverage at 94/100. This measures how leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income. Housing leverage scores 94/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 54/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within United States, so this compares Kenosha, WI with other United States markets. It cannot be compared directly with markets abroad.

Why is Kenosha, WI rated High Risk?

High Risk is the risk tier ProofIndex assigns to a composite score of 62/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Kenosha, WI the risk pillars rank housing leverage 94/100, income concentration 66/100, employment vulnerability 43/100. Confidence in the underlying data for this area is medium.

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