AI Income Risk · Real Estate
Delaware
ProofIndex score 58/100 (Moderate Risk) · medium confidence
ProofIndex score: 58/100 — Moderate Risk risk.
Scoring period 2026-Q2 · medium data confidence
Delaware (United States) shows moderate exposure in ProofIndex’s scoring, with a ProofIndex score of 58/100 (Moderate Risk). The biggest contributor is income concentration. This measures how concentrated local income is in higher-paid, AI-exposed work.
Key risk drivers
- Resilience Factors — 97/100
- Local economic buffers such as savings, benefits, and job diversity that can absorb an income shock.
- Income Concentration — 77/100
- How concentrated local income is in higher-paid, AI-exposed work.
- Employment Vulnerability — 66/100
- How exposed local jobs are to AI automation, based on the area’s occupation mix.
- Housing Leverage — 62/100
- How leveraged local mortgage borrowers are, based on loan-to-value, debt-to-income, and price-to-income.
Where this score comes from
Every ProofIndex pillar uses published statistics. Review the sources behind this area's score, when each was released, and its known limitations.
Modeled EVI limitation: US Employment Vulnerability (EVI) is modeled, not directly measured. It is inferred from ACS sector and education patterns rather than direct BLS OEWS occupation employment. Because EVI contributes 35% of the score, treat this component as directional.
- Employment Vulnerability — US Census Bureau + ProofIndex model
- Derived ACS occupation proxy · Proxy · State · vintage 2020-2024 ACS 5-year. Occupation exposure is inferred from sector and education signals, not direct OEWS occupation employment.
- Income Concentration — US Census Bureau — ACS 5-year
- ACS state indicators · Official statistics · State · vintage 2020-2024 ACS 5-year. Official survey data; state-level values can hide MSA-level concentration.
- Housing Leverage — Zillow Research
- Zillow home value index · Market data · State · vintage May 2026 file release. Market data series; rental and mortgage stress inputs may be derived from home-value and income relationships.
- Rental Market Exposure — Zillow Research
- Zillow home value index · Market data · State · vintage May 2026 file release. Market data series; rental and mortgage stress inputs may be derived from home-value and income relationships.
- Resilience Factors — US Department of Labor ETA
- US safety-net parameters · Official statistics · State · vintage 2026. Statutory and public program parameters; savings and absorption are still proxy estimates.
Frequently asked questions
Is Delaware at risk from AI job losses?
Delaware has moderate exposure and sits near the middle of the covered United States markets. It scores 58/100 (Moderate Risk) overall, and 66/100 on employment vulnerability, which measures how much local work overlaps with tasks AI can already do. ProofIndex measures how exposed local incomes are, not how many jobs will go: a higher score means more of the local wage base comes from work that AI is changing.
How exposed is the Delaware housing market to AI automation?
Delaware scores 58/100 (Moderate Risk) on ProofIndex, which blends how exposed local incomes are to AI with how leveraged the local housing market is. The largest contributor is income concentration at 77/100. This measures how concentrated local income is in higher-paid, AI-exposed work. Housing leverage scores 62/100, based on loan-to-value, debt-to-income, and price-to-income among local borrowers. Local resilience scores 97/100. Savings, benefits, and job diversity reduce the final score. Scores are normalized 0–100 within United States, so this compares Delaware with other United States markets. It cannot be compared directly with markets abroad.
Why is Delaware rated Moderate Risk?
Moderate Risk is the risk tier ProofIndex assigns to a composite score of 58/100. The composite weights employment vulnerability at 35%, income concentration at 25%, housing leverage at 25%, and subtracts local resilience at 15%. For Delaware the risk pillars rank income concentration 77/100, employment vulnerability 66/100, housing leverage 62/100. Confidence in the underlying data for this area is medium.
See the full Delaware report
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Other United States markets
- Corvallis, OR — 88/100
- San Jose-Sunnyvale-Santa Clara, CA — 87/100
- Bridgeport-Stamford-Danbury, CT — 87/100
- Santa Fe, NM — 86/100
- Bozeman, MT — 86/100
- San Francisco-Oakland-Fremont, CA — 85/100